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Quick & Unsecured Financing

Fast, Hassle-Free Loans to Meet Your Urgent Financial Needs

At ProCap, we offer unsecured loans that provide instant financial support without the need for collateral. Whether you’re a business owner looking for working capital or a salaried professional facing an emergency, our Business and Personal Loan Solutions help you secure funds quickly with minimal documentation and flexible repayment options.

Our Loan Offerings

1. Unsecured Business Loan

A Business Loan is an ideal financing solution for entrepreneurs and SMEs who need quick capital to grow, manage cash flow, or handle urgent expenses.

Loan Amount

Up to ₹50 Lakhs

No Collateral Required

100% unsecured funding

Flexible Tenure

Up to 5 years

Competitive Interest Rates

Based on business performance and creditworthiness

Quick Approval & Disbursal

Get funds in 48-72 hours

Best For:

  • Business Expansion & Growth
  • Equipment & Machinery Purchase
  • Stock & Inventory Management
  • Marketing & Advertising Expenses
  • Emergency Business Cash Flow

2. Business Loan Overdraft (OD) Facility

A Business Loan OD (Overdraft) is a flexible credit line that allows business owners to withdraw funds as needed and pay interest only on the used amount.

Revolving Credit Facility

Withdraw as per requirement

Interest on Utilized Amount Only

Reduces cost of borrowing

Higher Loan Limits

Based on business turnover

No Fixed EMIs

Repay based on cash flow

Prepayment Flexibility

Pay off loan anytime without penalty

Who Can Apply?

  • Business Owners & Entrepreneurs
  • SMEs & Startups Needing Short-Term Working Capital
  • Companies with Seasonal Cash Flow Needs

3. Personal Loan for Salaried Customers

A Personal Loan is a quick and easy financing option for salaried professionals who need funds for emergency expenses, medical bills, travel, education, or any personal need.

Loan Amount

Up to ₹40 Lakhs

No Collateral Required

100% unsecured loan

Fast Processing & Disbursal

Within 24-48 hours

Flexible Repayment Tenure

Up to 6 years

Minimal Documentation

Salary slips & bank statements required

Best For:

  • Medical Emergencies & Unexpected Expenses
  • Home Renovation & Wedding Expenses
  • Travel & Education Financing
  • Debt Consolidation & Refinancing

Why Choose ProCap for Your Loan Needs?

  • Quick Approval & Disbursal: Get funds within 24-72 hours
  • No Collateral Required: 100% unsecured loans
  • Flexible Loan Terms: Choose repayment tenure as per convenience
  • Low Interest Rates: Best-in-market rates for salaried & business owners
  • Minimal Documentation: Hassle-free application & processing