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Secure Your Future with Smart Financing

Whether you're buying a new home, investing in commercial property, or leveraging your assets for business growth, ProCap provides flexible Home Loan & Mortgage Financing solutions. Our structured loan offerings ensure affordable EMIs, competitive interest rates, and easy approvals to help you achieve your financial goals.

1. Home Loan – Turning Your Dream Home into Reality

Buying a home is one of the biggest financial decisions of your life. Our Home Loan solutions offer:

Competitive Interest Rates – Affordable EMIs

Flexible Loan Tenures – Based on your comfort

High Loan Amounts – Up to 80-90% of property value

Quick Processing & Approval – Hassle-free

Who Can Apply?
  • Salaried individuals, self-employed professionals, business owners
  • First-time home buyers and property investors
  • NRIs looking to purchase property in India

2. Secured Mortgage Loans

Leverage your residential, commercial, or industrial property to raise capital for business expansion, personal needs, or investments.

  • Low-Interest Rates – Compared to unsecured loans
  • High Loan Amount – Up to 60-70% of property value
  • Flexible Repayment Terms – Tailored EMIs
  • Quick Disbursal – Ideal for urgent needs
Best For:

Business owners looking for expansion capital

Professionals & individuals needing large funds

Investors maximizing liquidity

3. Loan Against Residential, Commercial, or Industrial Property

Monetize your property’s value while continuing to own it. Our LAP is ideal for:

  • Business Expansion & Working Capital
  • Debt Consolidation & Refinancing
  • Education, Wedding, or Medical Expenses
  • Investment in Real Estate or Assets
Features & Benefits:

No restriction on usage

Lower interest than unsecured loans

High LTV Ratio – More value unlocked

Flexible Tenure – Up to 15–20 years

4. Lease Rental Discounting (LRD)

Turn your rental income into instant cash with Lease Rental Discounting.

Loan Based on Future Rent – For commercial property

Lower Rates – Than unsecured business loans

Repayment Aligned with Rentals

Quick Disbursal – Fast approval process

Who Can Apply?
  • Owners of leased commercial properties
  • Individuals earning rental income
  • Builders with lease agreements

5. Overdraft (OD) / Dropline Overdraft (DOD)

Enjoy borrowing flexibility with an OD or DOD secured against property.

Withdraw as needed – Pay only for usage

Revolving Credit – Reuse without reapplying

Flexible Repayment Options

Lower Cost than Credit Cards

Best For:
  • Business owners with cash flow cycles
  • Emergency liquidity for individuals
  • Low-cost finance against property

6. Commercial Property Purchase Loan

Looking to invest in commercial real estate? Our structured financing helps you acquire offices, retail units, or warehouses.

Loan Amount – Up to 70-80% of property value

Longer Tenure – Easy on EMIs

Tailored Solutions for Investors

Quick Approvals – For time-sensitive deals

Who Can Apply?
  • Business owners & professionals expanding space
  • Investors acquiring commercial property
  • Developers funding new acquisitions

Why Choose ProCap for Home & Mortgage Loans?

  • Flexible & Affordable Loan Plans
  • Quick & Hassle-Free Processing
  • Lowest Interest Rates Available
  • High Loan Amounts with Best LTV
  • Expert Loan Guidance

Apply for Your Loan Today!

Looking for a home loan, mortgage financing, or business funding against property? ProCap has you covered! Get in touch with our experts today to find the best financial solution tailored for you.